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"There are people who read too much: bibliobibuli. I know some who are constantly drunk on books, as other men are drunk on whiskey or religion. They wander through this most diverting and stimulating of worlds in a haze, seeing nothing and hearing nothing."

Richard M. Nixon

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Featured Savings Articles

Are You Tired of Trite Tips on Fuel Savings?
In these days of record high fuel prices affecting already stretched budgets, many of us are looking for tips on fuel savings. Unfortunately, most tips are "no-brainers". Some suggest staying within posted speed limits because "...the faster you drive, ...

Florida Vacation Packages Offer Cost-Savings Without Skimping
The Sunshine State is one of the world's biggest getaway locations for a lot of reasons. Pristine beaches, excellent food, outdoor adventures and world-class amusement parks combine to make a Florida vacation one-of-a-kind. But for those who want to enjoy ...

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How many times have any of you visited Disneyland in California? Do you frequently bring along your family or relatives with you? Probably if you visit the theme park once a year only, the entrance fee of approximately $50 per person could probably be ...





Low Interest Rates = Bigger Savings
 
When choosing a credit card, the interest rate should be the first thing to consider. Low interest rates only mean one thing: more savings! The bigger the balance of the account, the bigger sum of money will be saved. As more money gets saved, more money gets stored and more interests will roll in the bank account.

Other credit cards companies have reasonable interest rates and offers more like giving the percentage of money back. The more money spent on credit, more money will be returned to the card's user. Most credit cards use 5% on special purchases and 1% on regular purchases.

Some banks give "Reward Points." These "Reward Points" accumulate as the credit card is used and it may be exchanged for certain items catalogued by the bank. Points may be exchanged for microwaves, cell phones, televisions and the like. This is yet another great feature to be considered when looking for a card.

A number of major banks offer low interest rates. A few major banks would be: Citibank, American express and JP Morgan Chase. These banks are known to give 0% introductory APR (Annual Percentage Rate) for 12 months. Most of these cards offer no annual rates.

Here are some credit cards with low interest rates:

Citi Dividend Platinum Select Card (Citibank):

- it features 0% APR (Annual Percentage Rate) for 12 months - it rewards the user. The more this card is used, the bigger the rewards. - earn 5% return from expenses in supermarkets, drug stores and gas stations. - earn 1% return from other expenses.

Citi Premier Pass Card (Citibank):

- 0% introductory APR. - get points by flying. Every mile gets you a point.

American Express Blue Card (American Express):

- 3.99% fixed interest rate. - 0% introductory APR for 15 months.

Chase Cash Plus Visa (JP Morgan Chase):

- 0% interest rate for 12 months. - has other cash back promos.

Chase Flexible Rewards Platinum Visa Card (JP Morgan Chase):

- 0% introductory APR for 12 months. - a dollar spent equals a point. - no annual fee.

Pulaski Bank Visa Master Card:

- 0% on balance transfers for 5 months - 6.99% fixed rate - $35 annual fee

Discover Card:

- 0% APR for the first 10 months. - $0 annual fee. - 9.99% fixed interest rate.

These cards have the lowest interest rates in the credit card market today. These cards do not only offer low rates, but they also give certain rewards for the frequent users of the card.

About the author:

More information about credit and credit cards is available at stooze online

Savings News



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Federal Worker Savings Plan Computers Hit in Cyber-Attack
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Last month the FBI notified the Thrift Savings Plan, the contribution retirement savings plan for Federal employees, that a contractor's computer systems had been breached in a complex cyber-attack with 123000 Social Security numbers being compromised.
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USA TODAY

Making your retirement savings last
Tucson Citizen
26, 2012, under USA TODAY News Money Watch, a personal finance column that runs every Saturday, features a financial planner from the National Association of Personal Financial Advisors answering reader questions about saving, protecting and growing ...
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Greece's euro exit a recipe for hardship as savings dwindle and prices skyrocket
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WHAT ABOUT HOMES AND SAVINGS? As the new drachma quickly loses its value against other currencies, ordinary Greeks' savings and pensions will shrink just as rapidly. Analyst Vangelis Agapitos estimates that inflation under the new drachma would quickly ...

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Telegraph.co.uk

Analysis: Greeks not alone in bank savings exodus
Chicago Tribune
Related Analysis: Greeks not alone in bank savings exodus People make transactions at the ATM machines outside bank branches in Athens People make transactions at the ATM machines outside bank branches in Athens Dimitris Stamatakos sits in a field on ...
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