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Featured Savings Articles

Build your own Safety Net Savings
Part 2 of the series. Now that you've created your Anti-emergency fund©, you are ready to set aside money in a Rainy Day Fund. Prevent an emergency from turning into a disaster by building your own Safety Net Savings! Do you walk the high wire of ...

Comfort and energy savings: One person's story
(NC)-Faced with rising energy bills and an uncomfortable home, Alex Nilsson decided it was time to take action. She turned to the EnerGuide for Houses Program, which was launched in 1998 by Natural Resources Canada's Office of Energy Efficiency, for ...

Five Simple Steps to Significant Savings
We all know that we should be putting aside an amount of money each month and saving towards our futures - right? Well, if you're anything like I used to be you get to the end of the month and the cupboard - or the bank account in this case - is bare.if ...





Healthcare Plan Savings Discussed
 
During these times when hospital bills and professional doctors fee are high, medicines are expensive, and temptations for foods, drinks and vices are everywhere, staying healthy is a must. While some are gifted with good and healthy body, others struggle to maintain a healthy body. And with the price of healthcare plan contributing to the expenses we already have, there is a great need and knowledge on how to somehow cut the cost of healthcare plan.

Although you cannot do anything to bring down the price of your healthcare plan, you can manage to acquire significant saving by following these steps.

Stay Healthy - Yep! The golden rule if you want to live longer. Skeptical? Well, nobody blames you but if you would like to give you body a great chance of living beyond your life expectancy, staying healthy is worth the shot. If you aim to get a cheaper healthcare plan, then this is also a great way to achieve it. Since healthcare plan companies base the price of their plan on the status of the health of the individual, don't be surprised if some might get higher rate than others. If you are conscious about it, then maintaining a healthy life could spare you from high healthcare plan rate.

Quit Smoking - Now that's difficult! But if you are a kind of person who will do anything just to keep the healthcare plan rate to the minimum, you can always start by kicking the habit away. So what does it have to do with low healthcare plan? A person who smokes is more prone to healthcare claims than those who do not. And if you understand the business, you would realize that healthcare plan companies receive more claims from smoking plan holders. The tendency is to sanction higher healthcare plan rates to those who smoke. Think about it! If you quite smoking, you save from healthcare plan bills, spare you from the cost of your everyday cigarette consumption, and give you a better chance to live cleaner and longer life.

Exercise and Lose Weight- If you are part of the growing number of Americans who can either be classified as overweight or obese, then expect to have a higher healthcare plan price. It is wise to keep a normal body size and maintain it with regular exercise so you can get a desired healthcare plan rate.

Good healthcare plan selection - If it's cheap, it does not necessarily mean it's really “cheap.” Never let the price be your basis in taking a healthcare plan. As much as possible look for plan that gives you more benefits at the price advantageous to you.

Maximize other existing plan - If you presently have health insurance plan, make sure that you avoid getting another one with an identical coverage. This would surely drain your pockets by having unnecessary benefits you can never use. Also avoid buying unnecessary healthcare plan if you already have enough plan.

Know the type of plan you are buying - If you are buying healthcare plan for the first time, you should identify first the type of coverage you want. In this way, you can eliminate those unnecessary coverage you think you can never use. Remember that every coverage is paid so making sure that you can the healthcare plan that fits your need.





Savings News



Politico

Federal Worker Savings Plan Computers Hit in Cyber-Attack
ABC News (blog)
Last month the FBI notified the Thrift Savings Plan, the contribution retirement savings plan for Federal employees, that a contractor's computer systems had been breached in a complex cyber-attack with 123000 Social Security numbers being compromised.
Cyberattack targets federal employee dataPolitico
Hackers hit Thrift Savings PlanBizjournals.com
123000 Thrift Savings Plan accounts hackedMarine Corps Times
Pensions & Investments -Fox Business
all 39 news articles »

USA TODAY

Making your retirement savings last
Tucson Citizen
26, 2012, under USA TODAY News Money Watch, a personal finance column that runs every Saturday, features a financial planner from the National Association of Personal Financial Advisors answering reader questions about saving, protecting and growing ...
Money Watch: How do I make my 401(k) last after retiring?USA TODAY

all 2 news articles »

Your 2012 Memorial Day Sales Savings Cheat Sheet
DailyFinance
"The time required to search for the best possible deal keeps shoppers from comparing prices, even if that means saving them a lot of money." That's where these bargain-finding search engines come in handy, he says. They'll "not only save you time and ...

and more »

Greece's euro exit a recipe for hardship as savings dwindle and prices skyrocket
Washington Post
WHAT ABOUT HOMES AND SAVINGS? As the new drachma quickly loses its value against other currencies, ordinary Greeks' savings and pensions will shrink just as rapidly. Analyst Vangelis Agapitos estimates that inflation under the new drachma would quickly ...

and more »

Telegraph.co.uk

Analysis: Greeks not alone in bank savings exodus
Chicago Tribune
Related Analysis: Greeks not alone in bank savings exodus People make transactions at the ATM machines outside bank branches in Athens People make transactions at the ATM machines outside bank branches in Athens Dimitris Stamatakos sits in a field on ...
Greek burglars cash in as savers flee banksReuters

all 184 news articles »