"There is that in the glance of a flower which may at times control the greatest of creation's braggart lords."John Muir
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Choose The Right Savings Account
Once you've found the right checking account, you'll want to start looking for the right savings account. You only want to keep the minimum balance plus any money you need for bills in your checking account. There are two main factors to consider when ...
Electrical Savings System
Once a month there's an electric bill coming in the mail with your name on it. For the next week, it's telling the kids to shut the lights off when you're done, And most of the time, you turn them off yourself. Right? Meanwhile downstairs there's the ...
Last Minute Tax Savings Tips
Last Minute Tax Saving Tips By William D. Mancuso, CPA As we approach the end of the year, kids may have Santa Claus on their minds. But, many adults know the end of December means something else is just around the corner - TAXES!!!!! After 11 ...
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Once you've found the right checking account, you'll want to start looking for the right savings account. You only want to keep the minimum balance plus any money you need for bills in your checking account. There are two main factors to consider when choosing a savings account:
Savings Account Interest Rate You want a savings account with a high interest rate The interest rate is the amount of interest that the bank will pay you on the balance in your savings account. When you choose a loan, you want to pick the loan with the lowest interest rate, but with a savings account you're giving the loan to the bank and you want the highest interest rate possible.
Savings Account Minimum Balance
Some banks charge a fee if you go below a certain balance, and others will just lower your interest rate. You'll want a savings account with a low minimum balance so that if you ever need a large portion of your money you won't be charged fees or miss out on your rate.
Online Banks
The highest interest rates and lowest minimum balance can usually be found online. These banks don't have to pay the overhead of rent and can pass this savings on to its customers. One of the best online banks is ING Direct.
About the Author
Chris Cole is a graduate of Brown University and an online financial advisor. He owns and operates a website dedicated to helping people set financial goals and a blog about money management.
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Your 2012 Memorial Day Sales Savings Cheat SheetDailyFinance"The time required to search for the best possible deal keeps shoppers from comparing prices, even if that means saving them a lot of money." That's where these bargain-finding search engines come in handy, he says. They'll "not only save you time and ...and more » |
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