"The work an unknown good man has done is like a vein of water flowing hidden underground, secretly making the ground green."Thomas Carlyle
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Accountability? Mutual Funds Must Come Clean
the SEC should deal directly with fund managers' conflicts of interest by requiring funds to disclose the fees they earn from companies in which they invest and highlight the votes they cast in support of the management of those companies The most ...
Long Term Care Insurance Should I Get This?
Yes, you may want to consider a long term care insurance plan if you don’t want to drain your retirement savings and other investments in the future! It is currently estimated that nursing home costs are more than $10,000 per month. Imagine, how much this ...
Taking Your Stock Profits Without A Current Tax Bite
The tax trick creates a tax deferral on stock profits reinvested in Small Business Investment Companies (SBICs), a specially treated venture capitalist which provides equity or loans to small businesses The stock market has been red-hot, at least for ...
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A low credit card interest rate is important in order to save money.
Your credit card interest rate is one of the biggest things that you should pay attention to when you decide to get a credit card. This is the amount of money that you'll end up paying on top of the actual cost of whatever you put on your card. As you can imagine, low interest rates are always better than high interest rates.
However, that does not always mean that a low credit card interest rate is enough to make that card the best available for you. Instead you need to check several different things about every card that you are thinking of buying before you make your final decision.
You may want to make sure that you have decided on the most expensive interest rate that you can possibly pay, and then choose from the cards that have interest rates lower than that. This way, you'll know that once you find the right card, it will actually be the best one for you and will have a credit card interest rate that you can pay.
Another thing that you should consider is that there are some factors which may mean that you should go with a higher credit card interest rate. For instance, if you are not going to use your credit card very often, or for large purchases, then you might want a slightly higher interest rate and no annual fee. On the other hand, since most annual fees are pretty low, it's most likely that you should go with the lower interest rate.
Some credit cards also have rewards programs, and it might be worth it for you (depending on the interest rates) for you to pick a card that has the rewards program that you want.
Finally, something to watch out for when it comes to low credit card interest rates is that these rates are sometimes only joining bonuses. Make sure you know how long the low interest rates will last and whether or not they are only for a limited time. If they are for a limited time, you should make sure that the higher interest rates afterward are also affordable for you.
About the Author Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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USA TODAY |
Money Watch: How do I make my 401(k) last after retiring?USA TODAYMoney Watch, a personal finance column that runs every Saturday, features a financial planner from the National Association of Personal Financial Advisorsanswering reader questions about saving, protecting and growing your money. To submit a question, ... |
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