"When the missionaries came to Africa they had the Bible and we had the land. They said "Let us pray." We closed our eyes. When we opened them we had the Bible and they had the land."Desmond Tutu
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Have a Teen Driver? Learn How to Save Money on their Car Insurance.
Boca Raton, Fl -- Did you know when parents add their teens to their car insurance policies, premiums can jump from 100 percent to 355 percent even if the teen is driving the family minivan? There are several different ways to get lower premiums for ...
Level Term Life Insurance
Buying level term life insurance is a simple matter if we know exactly what type we want before hand. There are several types to choose from; each serving a different need and each bought for a different purpose. Let us take some time to examine some of ...
Self Employed Health Insurance Coverage
This article provides useful, detailed information about Self Employed Health Insurance Coverage. Your self-employed business could be a one-man show, a husband and wife team or one that employs a handful of people. In the first two cases, an ...
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Your latest car insurance bill has arrived and it is not a pretty site. In fact, it is downright ugly! What can you do? Must you remain hostage to the ever spiraling rate increases foisted upon you when your policy renews? In a word, no. Let's examine five strategies you can practice today to help reduce your car insurance premiums immediately.
1. Shop For A New Policy. Even with "loyalty discounts" in place, many consumers will find that a competing company will offer significant savings over your current plan. This especially holds true if your state recently opened up the market to invite more competition in.
2. Change Your Coverage. If your vehicle is old, you many want to consider dropping collision coverage. Your comprehensive coverage may also be due for reexamination. Finally, make sure that there aren't duplicate costs included such as towing insurance if already offered through your automobile club.
3. Family Status. You may be paying more for your insurance if your policy shows that you are single when, in fact, you were recently married. Rates are generally lowered for married folks as well as those over a certain age.
4. Up Your Deductible. You can realize instant savings by raising the deductible you are willing to pay. Maybe you don't need a $200 collision deductible when $500 is sufficient.
5. Get Security Discounts. If you park your car in a locked garage and/or have an alarm system installed make sure that your insurer is aware of this as your premium will be adjusted downward.
In many cases you can also save on car insurance by bundling it with your homeowners insurance. Finally, talk with your broker to see whatever other measures you can take to realize additional savings.
About the Author
Copyright 2005 -- Matthew Keegan is The Article Writer who writes on a variety of topics including: advocacy, automobiles, aviation, business, Christian themes, family, news, product reviews, travel, writing, and more. Samples from his portfolio are available right online.
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Former Insurance Executives in Settlement TalksWall Street JournalBy CHAD BRAY And ASHBY JONES Federal prosecutors and lawyers for five former insurance executives accused of engineering a bogus reinsurance transaction to mask a drop in reserves at American International Group Inc. are in settlement talks, ... |
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