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Featured Insurance Articles

Life Insurance Information
Life insurance is a personal insurance plan designed to pay out a sum of money on the death of the policyholder. Life Insurance is an insurance that is taken out against a persons life. It will pay out either a lump sum or monthly contributions to the ...

Self Build Site Insurance
With some 13% of all new houses built every year in the UK being self builds, and 20,000 self builders spending in the region of £2 billion a year on land and building costs, self build site insurance is now almost a common place insurance. This is great ...

Understanding the Importance of Mortgage Protection Life Insurance
Your house is a big investment - probably one of the biggest you're every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. That's why it is so important to ensure that your ...





Do You Have Medical Insurance Coverage?
 
We all need medical insurance coverage. Although we can not always predict when we are going to need it, we can almost be sure that at some point we are going to need it. Whether you pride yourself in rarely ever getting sick, or you have an illness or condition that you will deal with for life, medical insurance coverage just makes sense.

Whether you are choosing to purchase medical insurance coverage independently or are choosing from a variety of policies available through your employer, you want to choose the policy that best fits your needs. Your medical insurance policy will list benefits such as treatment services, medications, and medical tests and screenings. It will also list services that are not covered. If you are purchasing medical insurance coverage for the first time, or thinking about changing your coverage or provider, do not just choose the cheapest medical insurance coverage. Make sure to take into consideration the benefits available, especially benefits that you already know you are going to need-doing so could quite possibly help you if surprises show up down the road, as well.

Most often your doctor will familiarize him or herself with your medical insurance coverage in order to provide you with the best care for which you are covered. Coverage can be tricky sometimes and your doctor may not be aware of, or able to remember, everything, so you should still make sure that you understand your coverage in order to help.

Even if your doctor is familiar with your medical insurance coverage, he or she may need to recommend treatments or services that are not covered in your policy. If this happens, your insurance provider will probably deny the claim. You have the option of appealing the claim, but you need to know your provider's appeal policy before you do so. Always try be prepared for extra out-of-pocket expenses for these kinds of occurrences.





Insurance News



Home-value insurance: We're not convinced it's a good idea
Washington Post
Several weeks ago, we were asked whether it made sense to buy insurance on a property's value that would pay off if the value declined. We suggested that buying property value insurance when property prices are the lowest they have been relative to ...

and more »

Former Insurance Executives in Settlement Talks
Wall Street Journal
By CHAD BRAY And ASHBY JONES Federal prosecutors and lawyers for five former insurance executives accused of engineering a bogus reinsurance transaction to mask a drop in reserves at American International Group Inc. are in settlement talks, ...


AM Best Affirms Ratings of MVP Health Care, Inc.'s Insurance Subsidiaries and ...
MarketWatch (press release)
AM Best also has affirmed the FSR of B (Fair) and ICR to "bb" of MVP Health Insurance Company. Concurrently, AM Best has upgraded the ICR to "bb" from "bb-" and the FSR to B (Fair) from B- (Fair) of MVP Health Insurance Company of New Hampshire, ...
AM Best Affirms Ratings of Seaworthy Insurance CompanyInsurance News Net (press release)

all 20 news articles »

NOLA.com

Senate acts to extend flood insurance program
Boston.com
WASHINGTON—The Senate on Thursday voted to extend the life of the National Flood Insurance Program for 60 days, giving lawmakers time to work on a long-term extension that would seek to restore fiscal solvency to the debt-ridden plan.
Senate Approves 60-Day Flood Program Extension; Will House Agree?Insurance Journal
Senate votes to extend federal flood insurance for 60 days, good news for ...Press of Atlantic City
US House expected to follow Senate in approving flood insurance extensionNOLA.com
The Hill (blog)
all 233 news articles »

National Post

Canada tightens employment insurance rules
Reuters
Noting that some employers were hiring foreign workers even while Canadians were making claims for employment insurance in the same occupation and province, she added: "We want to redress the balance right now so that Canadians get first crack at the ...
Canada March Employment Insurance Report (Text)BusinessWeek
Canada Tightens Rules For Employment Insurance ClaimantsBloomberg
Redford government takes wait and see stance on Employment Insurance crackdownCalgary Herald
National Post -Toronto Sun -Economic Times
all 292 news articles »