"The negative is comparable to the composer's score and the print to its performance. Each performance differs in subtle ways."Ansel Adams
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Bank Credit Cards First Citizens Bank is one of the many institutions that offer credit cards. However, before you go on that journey and apply, let's review a few details. The grace period for First Citizens cards is around '25' days. If you go over that cycle then ...
General Tips on credit cards Credit card or plastic money is omnipresent today. Today they are treated as more of a necessity than just a commodity. Thus it is essential that you not only use them properly but also take proper care of them. The following list is a compilation of some ...
How To Find Canadian Credit Cards Available Canadian credit cards are now more versatile and convenient than before, as a response of credit card issuers to today's growing competition. Nowadays, there are credit cards to fit almost any Canadian's needs, all of them offering a wide range ...
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It is often assumed if you want to accept credit cards on your website that you must have a merchant account. This is not the case. You can accept credit cards with a Third Party credit card processor.
1) What is a Third Party Credit Card Processor?
A Third Party credit card processor is a company that will accept credit card payments on behalf of you or your company. The payments your customers make are processed through the Third Party's own merchant account, and you the retailer is paid (minus a commission fee) by the Third Party processor.
No need to pay for expensive processing software, monthly fees or minimum transaction fees. As you only pay a percentage fee on a sale, you cannot lose money.
2) Should I have a Merchant Account or Third Party Processor?
For most businesses this decision will be made according to the size of the company. Most small businesses do not need their own merchant account.
Small businesses are better off with a Third Party processor. The advantage is that when you sell your products, the Third Party processor takes care of the payment by checking the card, processing it, and sending you a monthly check.
Larger businesses with a bigger turnover are likely to need a full merchant account. You will pay a bigger set-up fee for an online merchant account but pay less per transaction than with a Third Party processor. So recouping your initial outlay.
So there it is, unless you have a large business it is possible to accept credit cards online with a Third Party processor.
(c) John Lynch 2004
[ For details of Third Party credit card processors and online merchant accounts visit: http://www.merchant-account-service.com/credit_card_processing.html ]
For Free review on Site Build It - the most advanced web site design software for small business go to: http://www.merchant-account-service.com/sitebuildit.html
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  Business Insider |
This Man Has 50 Credit CardsBusiness InsiderScott Bilker first applied for a credit card in the late '80s when he realized he would need to borrow money to pay his tuition bills. His efforts to avoid paying interest and score better deals quickly got him a very fat wallet. |
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Higganum woman accused of stealing credit cardMiddletown PressBy JEFF MILL CROMWELL – A 21-year-old Higganum woman was arrested for allegedly stealing and using another woman's credit card after police were able to identify the suspect from a surveillance video. The incident dates back to June of 2011, ... |
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