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Featured Credit Articles

Bad Credit Mortgage Refinancing - Refinance High Interest Mortgage With Poor Credit
With bad credit, you can't afford not to refinance a high interest mortgage. Working with the right lender, you can trim your loan costs and help your monthly budget. You even have the option to cash out part or all of your equity to pay off high interest ...

First Time Renter? You Need Credit
Planning to move out of your parents' house and into an apartment is a difficult process. In order to avoid adding additional stress to that which inevitably comes along with planning, preparing and packing, you should consider establishing good credit. ...

How to Do Bad Credit Refinance
You may have heard that people with bad credit can't get anything financed. Well that's a myth because there are many companies that will offer you refinancing and loans no matter what your credit rating looks like. Therefore how to do bad credit ...





Should You Accept Visa Credit Card?
 
Should you accept Visa credit card payments? Why not? More and more often, merchants are coming to appreciate the ease with which a credit card payment system can be implemented in their business through a merchant services account. Customers love the convenience of paying by credit, especially when cash flow is low or temporarily restricted. Letting them pay with plastic will allow your clients to enjoy greater flexibility in shopping for goods at your company and paying on their own terms.

If you decide to accept Visa credit card transactions, you will first need to secure a merchant services account. This is not hard to do. Just check with any of several merchant account providers, usually banks or lenders of some sort, to inquire about terms and costs. When you find a plan that suits your business and your customers' needs, you are ready to apply for the account. Most lenders want to be sure that you have a good credit history and are capable of making monthly payments to the account. They typically do not want to deal with a company that is involved with unethical or unsavory business operations.

When you receive a merchant services account, you are ready to accept Visa credit card payments. You will want to implement a system that will best fit your company's system. For example, if you handle a high volume of telephone sales, you may want to install a digital phone ordering system, with or without the support of a customer service representative who will be on call during hours of operation. But if you do a lot of traveling with your business, such as pizza delivery or consulting work, you may be more interested in securing a wireless credit processor that can go with you for point-of-sale credit processing. Perhaps a pager would be a better way to transfer credit transactions. You also may be interested in an e-check or debit processor. The possibilities are exciting, so choose carefully to avoid overextending your business and decreasing profit margins.

Another way to accept Visa credit card transactions is by establishing a Website. You can hire a Web consultant to put up a site for you, or you can learn to do it yourself. Your merchant services account will provide the means of letting the site accept credit card payments from customers anywhere in the world. Customers from any time zone can browse your site at any time, entering credit card payment through your secure Website. Your revenues can increase substantially when you add this credit card option to your marketing strategies. Your Website can include color photos of products, price lists, testimonials, product reviews, and other features that will bring customers back again and again to sample your wares. Then when they are ready to buy, your online credit processor is ready to accommodate them.

Don't wait to implement e-commerce in your business. Start browsing the possibilities today to find out how much they cost with a merchant services account. Before long you can accept Visa credit card transactions that will make your customers happy and your profits jump.




Credit News



USA TODAY

Ford credit rating boost: 'The Blue Oval is back'
USA TODAY
Moody's also said its outlook for Ford and Ford Credit is stable. The decision appears to vindicate the company's bold but risky decision in 2006 to borrow the staggering $23.4 billion that Mulally often referred to as "a little home improvement loan.
How Ford's Credit Upgrade Helps ShareholdersTheStreet.com
Ford regains assets, including blue logo, after credit upgradeCBS News
Credit upgrade vindicates FordThe Detroit News
Los Angeles Times -Huffington Post -AutoWeek
all 376 news articles »

AFP

TEXT-Fitch may raise Home Credit & Finance Bank ratings
Reuters
(The following statement was released by the rating agency) May 23 - Fitch Ratings has placed Russia's Home Credit and Finance Bank's (HCFB) Long-term Issuer Default Ratings (IDRs) of 'BB-' on Rating Watch Positive (RWP). A full list of rating actions ...
Fitch Cuts Japan's Credit RatingFox Business
Fitch downgrades Japan's credit rating because of ballooning government debtWashington Post
Fitch cuts Japan's credit rating, cites huge debtSydney Morning Herald
Washington Technology
all 339 news articles »

New Dow Jones Credit Suisse Hedge Fund Index Commentary Offers Insight into ...
MarketWatch (press release)
NEW YORK, May 23, 2012 /PRNewswire via COMTEX/ -- The Dow Jones Credit Suisse Hedge Fund Index finished down 0.04% in April. A new monthly commentary offers insight into hedge fund performance through the month of April. Some key findings from the ...
Political Risks Dampen Short-Term Outlook, According to Investors at Credit ...Sacramento Bee

all 6 news articles »

New York Times (blog)

Do Tax Credits Encourage Work?
New York Times (blog)
By CASEY B. MULLIGAN The earned-income tax credit is often said to encourage work, but it may do just the opposite. This refundable federal income tax credit of a few thousand dollars a year is paid to families with positive but low earned income (that ...
Windfall! Rich will get richer from new tax creditCapital Times

all 5 news articles »

CreditCards.com

RATEGRAM'S BEST CREDIT CARD DEALS, For immediate release
Chicago Tribune
These are nationally available credit cards offering the lowest interest rates on purchases as of May 23. If you typically pay off the entire balance monthly, look for a zero-annual fee card that allows the most interest-free or grace days.
CreditCards.com Weekly Credit Card Rate Report: Credit card interest rates riseMarketWatch (press release)
Stay-At-Home Moms Fight Credit Card BiasU.S. News & World Report (blog)
Getting debt help may hurt access to new creditCreditCards.com
shropshirelive.com (press release)
all 12 news articles »