"When I have been asked during these last weeks who caused the riots and the killing in L.A., my answer has been direct and simple: Who is to blame for the riots? The rioters are to blame. Who is to blame for the killings? The killers are to blame."Dan Quayle
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Give Presence Not Presents
Throughout the year we have many gift-giving opportunities to show love to those around us. From Christmas to Birthdays, Valentines Day and more, our thoughts turn to finding the perfect gift. Before you shop and wrap remember that our loved ones need ...
Six Steps to Raising Financially Responsible Teens
In today's money-driven society, teens are constantly bombarded by magazines, television ads, and peer pressure which make them feel less than ideal if they do not wear the latest clothing style and drive a “cool” car. Briefly visit your local mall and ...
What To Look For In Bespoke Mens Shirts
Bespoke shirt tailoring is undergoing a surge of popularity in the UK as more men realise there are options beyond designer labels. Bespoke tailoring gives the opportunity to specify every aspect of how a shirt is cut, and allows the wearer to experience ...
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Impulse buying is simply defined as making an unplanned purchase.
This can be an extra pack of cookies when grocery shopping or
buying a car on a whim. Most of us are guilty of this at one
time or another. Even though the term is simple, it probably
accounts for the majority of money problems family's have.
Planning a purchase of any kind is absolutely necessary if you
intend to use your money wisely. That extra pack of cookies I
mentioned isn't going to break your budget, but with the prices
of groceries today, it doesn't take too many items to put a
dent in your grocery allowance. However, buying a car without
prior planning can get very expensive. Besides the obvious
things like finding the best purchase price and interest rate,
down payment, money for taxes and license, etc., you need time
to decide which car is right for your family.
The below list of tips may help prevent impulse buying:
If you see something you like, leave the store without it. Go
home and look at your budget. Then if you feel you can afford
it, go back. In addition, this will give you time to think about
whether you really need it.
Always go to the grocery store or dollar store with a list.
Buy just what is on your list. If you see items you would like
to have, make a note to put them on your list for your next
trip.
Always consider the entire price of an item before buying. In
my state, if you buy a car that costs $20,000, you have to pay
about 7% in sales taxes within 30 days of the purchase. That
$1400 may not be that easy to come up with.
I know that the above ideas takes all the fun out of spending
your money. Planning and budgeting are about as dull as watching
grass grow. However, a family that budgets their money and plans
purchases, will no doubt be able to make more purchases and feel
much better about it.
About the Author
Terry Rigg is the author of Living Within Your Means - The Easy
Way http://www.homemoneyhelp.com/ebookadpage.html and editor
of The FREE Budget Stretcher Newsletter and Budget Stretcher
web site http://www.homemoneyhelp.com. He has 25 years of
experience counseling individuals and families concerning their
personal finances.
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'Upsurge' in carers losing allowance after reviewIrish TimesTHERE HAS been an “upsurge” in the number of carers losing their domiciliary care allowance following reviews of their circumstances by the Department of Social Protection, the Carers' Association has said. Catherine Cox, spokeswoman for the ... |
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Plan for monthly allowance to teachers rejectedThe News InternationalHundreds of teachers of government schools have rejected the plan of the Punjab Government to give only monthly allowance to the educators in the annual budget 2012-2013. The teachers headed by the representatives of the Punjab SES Teachers Association ... |
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